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News Release 2004-107 | December 3, 2004

Acting Comptroller Williams Addresses BAI Roundtable

WASHINGTON — Acting Comptroller of the Currency Julie L. Williams addressed the Bank Administration Institute's "Roundtable for CFOs" in New York today.

While the industry remains in excellent health, Ms. Williams warned against complacency. Focusing on emerging risks, including a net slippage in credit underwriting standards, rising interest rate risk, expansion in home equity lending, and certain credit card account management and disclosure practices, she said that when the OCC sees risk issues emerging, it will sound the alarm and work with banks to prevent those issues from developing into damaging problems.

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