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News Release 2025-94 | October 1, 2025

OCC Releases CRA Performance Evaluations for Six National Banks and Federal Savings Associations

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of September 1, 2025, through September 30, 2025.

Under the CRA, the OCC assesses an institution’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with the safe and sound operation of such institution.

The list includes the national banks, federal savings associations, and insured federal branches of foreign banks that have received CRA ratings. Possible ratings assigned are outstanding, satisfactory, needs to improve, and substantial noncompliance. The CRA evaluations released are:

Institution City State CRA Rating
San Luis Valley Federal Bank Alamosa CO Outstanding
Kentland Federal Savings and Loan Association Kentland IN Satisfactory
First Federal Savings and Loan Association of Bath Bath ME Outstanding
Ozarks Federal Savings and Loan Association Farmington MO Satisfactory
First Savings and Loan Association Mebane NC Outstanding
First Command Bank Fort Worth TX Satisfactory

The OCC's website offers access to a searchable list of all public CRA evaluations issued since April 1996. The OCC also publishes a list of institutions to be examined for compliance with the CRA in the next two calendar quarters.

To receive alerts for news releases announcing CRA performance evaluations, subscribe to OCC News email list.

Media Contact

Monica McCoy
(202) 649-6870