OCC Hails 2026 Update to U.S. National Strategy for Financial Literacy

WASHINGTON–The Office of the Comptroller of the Currency (OCC) today hailed the 2026 update to the U.S. National Strategy for Financial Literacy, underscoring the agency’s commitment to helping Americans develop practical skills to make sound financial decisions, build greater financial security, and pursue economic opportunity.

“When Americans understand how our financial system works, they are better equipped to save for the future, protect themselves from fraud, and fully participate in the greatest economy in the world,” said Comptroller of the Currency Jonathan V. Gould.

2026 Update to the U.S. National Strategy for Financial Literacy

The Financial Literacy Strategy outlines FLEC’s goals for advancing financial literacy and education across the United States and identifies priority areas and actions to help Americans build the knowledge and skills to make informed financial decisions, achieve their financial goals, and enhance their financial well-being.

The Financial Literacy Strategy establishes four priority areas for FLEC:

• Youth Financial Capability: Build a foundation of basic financial skills starting in childhood and young adulthood to improve financial outcomes for the next generation of Americans.
• Saving and Investing: Increase Americans’ knowledge of saving and investing to build financial security and achieve their financial goals, including by promoting awareness of new savings and investment vehicles such as Trump Accounts for children.
• Digital Financial Literacy: Improve Americans’ knowledge and decision-making skills to enable the safe and confident use of digital financial products and services.
• Scams and Fraud Education: Equip consumers with the knowledge to recognize and avoid scams and fraud and the tools to mitigate the impact of potential losses.

The Financial Literacy Strategy also identifies best practices for delivering effective financial education, including providing actionable and timely education at key financial decision points, tailoring education to life stages and individual situations, reinforcing concepts over time, incorporating experiential and hands-on learning, supporting high-quality instruction, and evaluating program effectiveness.

The Financial Literacy Strategy was developed through consultation with FLEC-represented agencies, public input, and independent research on financial literacy and education.

The OCC provides financial education resources to help consumers make informed financial decisions and recognize and avoid fraud and scams, including through its Safe Money resources.

Read the full 2026 Update to the U.S. National Strategy for Financial Literacy here.

Financial Literacy and Education Commission

FLEC was established by the Financial Literacy and Education Improvement Act, Title V of the Fair and Accurate Credit Transactions Act of 2003. The commission provides a forum for represented federal entities to coordinate and collaborate to advance financial literacy and education and increase access to financial services for Americans.

Learn more about FLEC and financial literacy resources at MyMoney.gov.