An official website of the United States government
Parts of this website may be unavailable due to maintenance tonight (Wed, September 24) from 9:00 p.m. - 10:00 p.m. ET.
2025
Share This Page:
Collection: BankWise
This fact sheet provides an overview of the Electronic Fund Transfer Act (EFTA) – as outlined by Regulation E – which protects consumers against unauthorized and incorrect electronic fund transfers to or from their bank accounts. This publication also provides the key protections and requirements of EFTA and other resources, including how to request assistance or file a complaint.