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Jeremiah Richey

Senior Financial Economist

Retail Credit Risk Analysis Division

Jeremiah Richey is a senior financial economist in the Retail Credit Risk Analysis Division within Supervision Risk & Analysis at the Office of the Comptroller of the Currency (OCC).

Dr. Richey's current research interests include empirical credit risk modeling, labor economics, applied econometrics, and machine learning. Before joining the OCC in 2016, Dr. Richey was an assistant professor of economics at Kyungpook National University in South Korea. He holds a doctorate in economics from Iowa State University and an undergraduate degree in mathematics from Greensboro College.

Some of Dr. Richey’s research can be found here.

  1. Richey, Jeremiah and Nikolas Tromp ''The Black-White Wage Gap Among Young Men in 1990 versus 2011: With Sample Selection Adjustments," Bulletin of Economic Research (2021), 73, 4.
  2. Richey, Jeremiah and Alicia Rosburg (2020). “Decomposing Joint Distributions via Reweighting Functions: An Application to Intergenerational Economic Mobility,” Econometric Reviews (2020), 39, 6.
  3. Richey, Jeremiah and Alicia Rosburg “Decomposing Economic Mobility Transition Matrices,” (2018). Journal of Applied Econometrics, 33, 1, 91-108.
  4. Richey, Jeremiah and Alicia Rosburg (2017). “Changing Roles of Ability and Education in U.S. Intergenerational Mobility," Economic Inquiry, 55(1), 187-201.
  5. Richey, Jeremiah (2016). “An Odd Couple: Monotone Instrumental Variables and Binary Treatments," Econometric Reviews, 35(6), 1099-1110.
  6. Richey, Jeremiah (2015). “Shackled Labor Markets: Bounding the Causal Effects of Criminal Convictions in the U.S.," International Review of Law and Economics, 41, 17-24.
  7. Richey, Jeremiah (2015). “Heterogeneous Trends in U.S. Teacher Quality 1980-2010," Education Economics, 23, 645-659.
  8. Richey, Jeremiah (2014). “The Effect of Youth Labor Market Experience on Adult Earnings," Journal of Economic Development, 39, 1, 47-61.
  9. Richey, Jeremiah and Kiho Jeong (2014). “Intergenerational Economic Mobility in South Korea: A Quantile Regression Analysis," Journal of the Korean Data & Information Science Society, 25(4), 715-724 (In Korean).

  1. Krivorotov, George and Jeremiah Richey (2021). “Explaining Denials: Adverse Action Codes and Machine Learning in Credit Decisioning."