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Financial Literacy Update

November / December 2017

The Office of the Comptroller of the Currency (OCC)'s Financial Literacy Update is a bimonthly e-newsletter that reports financial literacy events, new initiatives, and related resources of the OCC and other government agencies and organizations.

Financial Literacy Update provides brief descriptions and web links for events in chronological order. It lists new initiatives and resources (with web links) in alphabetical order. We welcome your feedback.

Have an upcoming financial literacy event, new tool, or product? Please e-mail us at Online versions of Financial Literacy Update are available at


Financial Coaching Fundamentals and Specialty Training on the Web
September–October 2017

Change Machine offers regularly scheduled web-based training on financial coaching. The presentations cover financial security fundamentals and specialized topics.

Financial Empowerment Center Webinars
November–December 2017 (Nationwide)

The Cities for Financial Empowerment (CFE) Fund hosts a series of webinars providing information on its Financial Empowerment Centers.

National Community Reinvestment Coalition National Training Academy
November–December 2017 (Nationwide)

The National Community Reinvestment Coalition’s National Training Academy offers training and technical assistance both on-site and online via webinars. Its mission is to provide a comprehensive training program to meet the needs of organizations committed to increasing access to credit in communities.

Teacher Training in the Mid-Atlantic U.S.
November–December 2017

The Federal Reserve Bank of Philadelphia offers teacher training programs on financial capability and economics.

Teacher Workshops in Southeastern U.S.
November–December 2017

The Federal Reserve Bank of Atlanta sponsors numerous teacher workshops and events in Alabama, Florida, Georgia, Louisiana, Mississippi, and Tennessee. These events cover a variety of financial capability and economics topics.

Vermont Educator’s Conference
November 3, 2017 (Burlington, Vt.)

The Vermont Jump$tart coalition sponsors this conference.

2017 Investor Conference
November 3−5, 2017 (Orlando, Fla.)

The American Association of Individual Investors sponsors its annual conference offering ideas, tools, and information to participate in the investment marketplace.

National Educator Conference in Washington, D.C.
November 3−5, 2017 (Washington, D.C.)

The Jump$tart Coalition’s ninth annual conference offers tools, resources, and support for educators of pre-K–12 students.

2017 $tart $mart Summit
November 9, 2017 (Orem, Utah)

The Utah Jump$tart coalition sponsors this personal development training for teachers and homeschoolers.

Money Smart for Small Business Town Hall
November 9, 2017 (Nationwide)

The Federal Deposit Insurance Corporation (FDIC) and the Small Business Administration host this webinar that showcases organizations that use the Money Smart for Small Business curriculum and provides new product updates and opportunities to support product development efforts.

Coaching Essentials
November 13, 2017 (San Diego, Calif.)

The Association for Financial Counseling and Planning Education (AFCPE) offers this two-day workshop on the philosophy and principles of coaching. Participants will practice applying the skills and techniques in financial conversations.

Financial Fitness Coach Training in California
November 13−14, 2017 (San Diego, Calif.)

The AFCPE and Sage Financial Solutions offer this training at the AFCPE Symposium.

Credit as an Asset Training
November 14, 2017 (Los Angeles, Calif.)

The Credit Builders Alliance sponsors this workshop to help nonprofit community-based organizations enhance their understanding of credit building as an asset-building strategy.

Master Your Money: Holiday Shopping on a Shoestring
November 14, 2017 (Virginia Beach, Va.)

BankOn Virginia Beach sponsors this workshop that provides planning tools that can be used to prepare for the costs of the holidays.

2017 Annual Research and Training Symposium in California
November 15−17, 2017 (San Diego, Calif.)

The AFCPE hosts this conference for personal finance professionals working in research, practice, and educational settings.

Summer Jobs Connect Convening
November 16, 2017 (Washington, D.C.)

The Cities for Financial Empowerment (CFE) Fund and its municipal partners, in coordination with America Saves for Young Workers, sponsor this conference that discusses integrating banking and financial empowerment into youth programs, banking research about summer youth employment program participants, and negotiating account terms with financial institutions.

Financial Services Conference in Washington
November 30−December 1, 2017 (Washington, D.C.)

The Consumer Federation of America’s 29th annual conference, planned with the assistance of consumer groups and the financial services industry, brings together federal and state policymakers and regulators to discuss banking, insurance, investment, and real estate issues affecting consumers.

New Jersey Coalition for Financial Education Financial Symposium
December 6, 2017 (Branchburg, N.J.)

The New Jersey Coalition for Financial Education sponsors this conference.

NeighborWorks Training Institute
December 11−15, 2017 (Washington, D.C.)

NeighborWorks America offers more than 100 courses, a one-day symposium on a pressing topic, and free after-course workshops on innovative tools and methods.

Credit as an Asset Training
December 13, 2017 (Phoenix, Az.)

The Credit Builders Alliance sponsors this workshop to help nonprofit community-based organizations enhance their understanding of credit building as an asset-building strategy.

Financial Literacy and Education Commission Public Meeting
December 14, 2017 (Washington, D.C.)

The Financial Literacy and Education Commission (FLEC) was established under the Fair and Accurate Credit Transactions Act of 2003. The Commission is chaired by the Secretary of the Treasury and the vice chair is the Director of the U.S. Consumer Financial Protection Bureau. The Commission comprises the heads of 21 additional federal entities. To attend, you must register at the U.S. Department of the Treasury website.

Coaching Essentials Web Training
February 8−22, 2018 (Nationwide)
August 9−23, 2018 (Nationwide)

The AFCPE offers this webinar on the essentials of financial coaching.

America Saves Week
February 26−March 3, 2018 (Nationwide)

The Consumer Federation of America, the American Savings Education Council (ASEC), and America Saves sponsor the annual America Saves Week. The goal is to encourage people, particularly lower-income families, to save money and build wealth. The event offers information and advice on paying down debt, building an emergency fund, and saving for a home, education, and retirement.

Military Saves Week
February 26−March 3, 2018 (Nationwide)

As part of America Saves Week, Military Saves and the U.S. Department of Defense Financial Readiness Campaign host Military Saves Week to encourage service members and their families to review their savings progress and to take steps to boost their savings. The program provides information, advice, and encouragement toward paying down debt, building emergency funds, and saving for a home, college, and retirement.

Money Smart Week
April 21–28, 2017 (Nationwide)

Money Smart Week is a public awareness campaign designed to help consumers better manage their personal finances. Hundreds of organizations across the country—including businesses, financial institutions, schools, libraries, nonprofit groups, government agencies, and the media—come together to stress the importance of financial literacy.

9th Annual Fostering Financial Education in Maine Schools Conference
May 11, 2018 (Augusta, Me.)

The Maine Junp$tart Coalition sponsors this conference.

Keys to Financial Success Teacher Training Program in Philadelphia
July 9−13, 2018 (Philadelphia, Pa.)

The Federal Reserve Bank of Philadelphia sponsors this five-day professional development program acquainting high school educators with the Keys to Financial Success personal finance course.


2017–2018 Lights, Camera, Save! Video Contest
The ABA Community Engagement Foundation and Discover Debt sponsor this video contest for banks to encourage teenagers to educate themselves and their peers about the value of saving and using money wisely. Banks host local competitions and select winners to compete in a national competition.

2017–2018 Student Essay Contest
The Federal Reserve Bank of Minneapolis announces the 30th Annual Student Essay Contest open to all high school students in the Ninth Federal Reserve District.

Financial Empowerment Centers Affiliate Network
The Cities for Financial Empowerment (CFE) Fund is seeking to expand its Financial Empowerment Counseling network to include organizations that conduct financial counseling and are connected to government. The CFE Fund will convene affiliates in-person and remotely to further partnerships, highlight best practices, and catalog lessons unique to integrating financial counseling and coaching within government programs.

Get Back to Class with the SIFMA Foundation
The SIFMA Foundation’s Invest It Forward financial education and capital markets literacy initiative connects educators and classrooms with financial industry professionals and firms to promote youth financial capability across the U.S.

LifeSmarts Online Consumer Challenge
The National Consumers League hosts LifeSmarts, an online competition open to all students in grades 6–12. Each month focuses on a different category important to teen consumers: personal finance, health and safety, consumer rights, technology, and the environment. Teams with the highest online scores advance to state competitions in the early spring, and the winning teams advance to the National Championship, to be held April 21–24, 2018, in San Diego, Calif.

Save Your Refund 2018
The nonprofit Commonwealth teams up with the America Saves campaign to sponsor the nationwide Save Your Refund sweepstakes to encourage saving at tax time. For the 2017 tax filing season, tax filers age 18 and older who receive a federal tax refund and save part of that refund using Internal Revenue Service Form 8888 can enter the sweepstakes to win weekly prizes and two $10,000 grand prizes.


AARP—Small Business Administration Webinars
AARP and the U.S. Small Business Administration (SBA) host new webinars and republish previous webinars to educate people who want to start businesses or expand existing ones.

CFPB Operation Order for Servicemembers
The U.S. Consumer Financial Protection Bureau’s (CFPB) Office of Sevicemember Affairs offers this tool to help active duty servicemembers secure their identities.
This Federal Trade Commission (FTC) website contains free resources about credit, debt, identity theft, and avoiding scams, as well as budgeting, opening a bank account, shopping for prepaid cards, and managing money in general. The website is available in Spanish at

The Costs and Risks of Using a Reverse Mortgage to Delay Collecting Social Security
The CFPB offers this issue brief that explores the tradeoffs of taking a reverse mortgage to delay claiming Social Security.

An Evaluation of Financial Empowerment Centers: Building People’s Financial Stability as a Public Service
The CFE Fund offers this report about its Financial Empowerment Centers. The three-year evaluation draws data from 22,000 clients who participated in 57,000 counseling sessions in five cities, providing evidence of the program’s success.

FAFSA Resources
The U.S. Department of Education offers these resources to help students and parents understand the Free Education for Financial Student Aid (FAFSA) process.

FDIC Deposit Insurance Education Materials
The FDIC has made significant improvements to its deposit insurance education materials. The changes are designed to allow the public to quickly access basic information while still offering the traditional in-depth and comprehensive deposit insurance information.

The Federal Reserve and You
This video series explains the purposes and functions of the Federal Reserve System and gives an overview of the history of central banking in the United States.

Financial Aid Toolkit From Federal Student Aid
Federal Student Aid (FSA), an office of the U.S. Department of Education, consolidates student aid resources into a searchable online database intended for use by organizations and individuals who interact with students and families making financial preparations for postsecondary education. Financial literacy is a critical component of every student’s education, whether he or she is making the decision about where to go to college and how to pay for it or deciding whether to enter the workforce.

Financial Education Placemats
The CFPB Office for Older Americans offers free financial education placements that offer information that will help older adults avoid common financial scams.

Financial Well-Being in America
The CFPB released the results of a national survey on the financial well-being of U.S. consumers. The survey provides measurements and insights on the financial well-being of specific groups of consumers as well as the population as a whole.

Financial Well-Being Tool
The CFPB offers this online tool that allows consumers to measure their level of financial well-being.

Free CFPB Materials
The CFPB offers free copies of its consumer brochures.

Free Tax Return Preparation for Qualifying Taxpayers
The Internal Revenue Service Volunteer Income Tax Assistance (VITA) program offers free tax help for qualifying tax filers.

Housing Counseling Works
The U.S. Department of Housing and Urban Development (HUD) offers this research on the role of housing counseling in improving housing outcomes for homebuyers, homeowners, and renters.

HUD Office of Housing Counseling’ Webinars
HUD’s Office of Housing Counseling offers this archive of previously presented webinars.
This FTC website is the federal government’s one-stop resource to help people report and recover from identity theft. It is available in Spanish at

Keys to Financial Success
The Federal Reserve Bank of Philadelphia offers this complete course plan for teaching personal finance to high school students. It is composed of 54 lessons designed to help teach students personal finance using active and collaborative learning. “Keys to Financial Success” is offered free to schools and teachers.

Managing Someone Else’s Money
The CFPB offers these guides to help those who manage money or property for a loved one who is unable to pay bills or make financial decisions. There are also state-specific guides to address the state differences in powers of attorney and duties as a fiduciary.

Military Consumer Toolkit
The FTC created this website to empower active duty and retired servicemembers, military families, veterans, and civilians in the military community. These free resources can serve as the first line of defense against fraud and help military consumers make better-informed decisions when managing money.
The National Credit Union Administration’s (NCUA) official consumer protection website,; and its financial literacy microsite, Pocket Cents, offer educational information, resources, and articles designed to help individuals make smarter financial decisions and better choices with their money.
This U.S. Department of the Treasury site is a one-stop shop for Americans looking for financial education information and resources from across the federal government. The website highlights MyMoneyFive, a research clearinghouse with information and games focused on youth, and a section on disaster recovery tools.

Professional Development for Educators
The Federal Reserve Bank of Kansas City has a variety of resources to help teachers incorporate economic and financial concepts into a classroom setting.

Reverse Mortgages: A Discussion Guide
The CFPB offers this publication designed to be used as a primer on reverse mortgages and to help homeowners considering a reverse mortgage prepare for their discussion with a HUD-approved housing counselor.

OCC Financial Literacy Resource Directory
The OCC offers numerous resources important to bankers, organizations, and consumers of all ages. Visitors to the website can browse by topic or perform keyword searches, which enables more efficient information searches within the directory.

SEC Alerts and Bulletins
The U.S. Securities and Exchange Commission’s Office of Investor Education and Advocacy provides numerous news alerts and bulletins for individual investors. Learning how to invest wisely and safely can assist investors in reaching their financial and retirement goals. These reports help inform investors about fraud and other information relevant to investing in stocks, bonds, mutual funds, and other securities.

Servicemember Financial Well-Being Tool
The CFPB’s Office of Servicemember Affairs released this eight-minute video to help servicemembers and their families learn more about financial well-being.

Your Money, Your Goals: Focus on People with Disabilities
The CFPB offers this guide that contains information, tips tools, and skill-building resources based on insights from people with disabilities and from organizations that serve the disability community.