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National Banks Evaluated On the Basis of a Strategic Plan under the Community Reinvestment Act

As of September 14, 2017

Under the Community Reinvestment Act (CRA), a bank may apply to its primary federal regulator to be evaluated under a strategic plan. The strategic plan option provides a bank with the opportunity to tailor its CRA objectives to the needs of the community and to its own capacities, business strategies, and expertise. Therefore, not all of the factors described in the regulation necessarily apply to each strategic plan. The required contents of a strategic plan as well as the OCC's criteria for evaluating a strategic plan are specified in the OCC's CRA regulations, 12 CFR 25.27 for national banks, and 12 CFR 195.27 for federal savings banks.

Bank Name Location No. Decision Date
Bridge Bank, N.A. San Jose, CA 24129 Approved 2/4/2013
Charles Schwab Bank Reno, NV 57450 Approved 1/31/2013
Chase Bank USA, N.A. Wilmington, DE 23160 Approved 7/24/2014
Department Stores National Bank Sioux Falls, SD 24622 Approved 10/23/2015
Morgan Stanley Private Bank, N.A. Purchase, NY 34221 Approved 6/14/2013
MUFG Union Bank, N.A. New York, NY 21541 Approved 2/3/2017
Titan Bank, N.A. Mineral Wells, TX 12437 Approved 12/31/2014