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Irina Paley is a Senior Financial Economist in the Compliance Risk Analysis Division within Supervision Risk Analysis at the Office of the Comptroller of the Currency (OCC). Dr. Paley joined the OCC in 2005. She holds a Ph.D. in economics from Brown University, where her research focused on labor and household economics. Dr. Paley's research interests include topics in consumer finance such as effects of financial literacy and risk aversion, as well as product choice and mortgage performance.
Irina’s research can be found here.
Paley, Irina, Ioan Voicu and Andres Lopez (2015). “Information Externalities, Neighborhood Characteristics, and Home Mortgage Underwriting and Pricing”, Real Estate Economics, 43
Paley, Irina and Chau Do (2013). “Does Gender Affect Mortgage Choice? Evidence from the US,” Feminist Economics, 19 (2)
Paley, Irina and Chau Do (2012). “Altruism from the House: The Impact of House Wealth on Charitable Giving”, Review of Economics of the Household, 10 (3)
Paley, Irina and Chau Do (2007). “Explaining the growth of higher priced loans in HMDA: A Decomposition Approach”, Journal of Real Estate Research, 29 (4)
Paley, Irina (2008). “Right Place, Right Time: Parents’ Employment Schedules and Allocation of Time to Children”