Skip to main content
OCC Flag

An official website of the United States government

Parts of this site may be down for maintenance from 8:00 p.m. (ET) on March 24, until 12:00 a.m. (ET) on March 27.

Flood Disaster Protection

The National Flood Insurance Act, several reforms, and a host of regulations guide administration of the National Flood Insurance Program. This legislation applies to property located in special flood hazard areas. It

  • Provides federally subsidized flood insurance coverage and
  • Prohibits lenders from making or changing loans on property not covered by flood insurance.

Learn more. Read OCC's Answers about Flood Insurance.

Related News and Issuances

01/12/2023 OCC 2023-2 Fair Lending: Revised Comptroller’s Handbook Booklet and Rescissions
11/14/2022 NR 2022-136 Senior Deputy Comptroller Discusses Efforts to Ensure Fair Lending
05/31/2022 OCC 2022-16 Flood Disaster Protection Act: 2022 Interagency Questions and Answers Regarding Flood Insurance