Flood Disaster Protection

Popular Links

OCC Frequently Asked Questions for Banks Regarding COVID-19

OCC Approves Final Rule Covering Private Flood Insurance (PDF)

Top Tasks

Get answers to questions and file a complaint at HelpWithMyBank.gov

File a complaint with the Federal Trade Commission

Apply for a Free Annual Credit Report

The National Flood Insurance Act, several reforms, and a host of regulations guide administration of the National Flood Insurance Program. This legislation applies to property located in special flood hazard areas. It

  • Provides federally subsidized flood insurance coverage and
  • Prohibits lenders from making or changing loans on property not covered by flood insurance.

Learn more. Read OCC's Answers about Flood Insurance.

Popular Links

OCC Frequently Asked Questions for Banks Regarding COVID-19

OCC Approves Final Rule Covering Private Flood Insurance (PDF)

Top Tasks

Get answers to questions and file a complaint at HelpWithMyBank.gov

File a complaint with the Federal Trade Commission

Apply for a Free Annual Credit Report

Related News and Issuances

DateIDTitle
05/12/2022 NR 2022-51 Acting Comptroller Discusses Expanding Diversity and Inclusion, Minority Homeownership
05/11/2022 NR 2022-50 Agencies Release Revised Interagency Questions and Answers Regarding Flood Insurance
04/05/2022 OCC 2022-10 Home Mortgage Disclosure Act: FFIEC's 2022 'A Guide to HMDA Reporting: Getting It Right!'