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Retail Credit

Retail credit encompasses a wide range of consumer credit products and services offered by national banks including mortgage banking, residential lending, credit card products, processing credit and debit card transactions and loans.


Related News and Issuances

DateIDTitle
10/04/2024 NR 2024-113 Agencies Announce Dollar Thresholds for Smaller Loan Exemption from Appraisal Requirements for Higher-priced Mortgage Loans
09/18/2024 NR 2024-103 OCC Reports Mortgage Performance for Second Quarter of 2024
07/18/2024 OCC 2024-18 Real Estate Appraisals: Final Interagency Guidance on Reconsiderations of Value of Residential Real Estate