Commercial Credit

Banks issue commercial credit to companies, which then access funds as needed to help meet their financial obligations. Companies use commercial credit to fund daily operations and new business opportunities, purchase equipment, or cover unexpected expenses. OCC's commercial credit division provides information and policy guidance on emerging commercial risks and supervisory issues confronting the national banking industry to promote national bank safety and soundness, as well as compliance with applicable laws and regulations.

Related News and Issuances

10/26/2020 OCC 2020-90 Concentrations of Credit: Revised Comptroller's Handbook Booklet and Rescissions
09/29/2020 NR 2020-129 Agencies Issue Two Final Rules
09/29/2020 OCC 2020-83 Real Estate Appraisals: Final Rule