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Liquidity is the risk to a bank's earnings and capital arising from its inability to timely meet obligations when they come due without incurring unacceptable losses. Bank management must ensure that sufficient funds are available at a reasonable cost to meet potential demands from both funds providers and borrowers.

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Liquidity Coverage Ratio Final Rule

Liquidity (Comptroller's Handbook, June 2012)


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01/18/2024 NR 2024-4 Acting Comptroller Discusses Bank Liquidity Risk
07/28/2023 OCC 2023-25 Liquidity: Addendum to the Interagency Policy Statement on Funding and Liquidity Risk Management
07/27/2023 OCC 2023-24 Regulatory Capital: Notice of Proposed Rulemaking to Revise Requirements for Large Banking Organizations and Banking Organizations With Significant Trading Activity